Once you’re approved for Refund Advance and the funds have been deposited in your checking account with Credit Karma Money, you can start spending right away wherever Visa(R) is accepted by adding your virtual card to your mobile wallet. Once the IRS processes your return, the remainder of your refund (minus the Refund Advance loan amount and any TurboTax fees, if applicable) will be loaded into your Credit Karma Money checking account – this is typically within 21 days.You may access the funds immediately online through a virtual card after you add it to your mobile wallet and your physical Credit Karma Visa®️ DebitCard 5 should arrive in 7-14 days. If approved, your Refund Advance could be deposited into your checking account instantly after the IRS accepts your return 1. Open a checking account with Credit Karma Money.Before you file, choose Refund Advance † for your refund option.Here’s how to apply for the TurboTax Refund Advance: Furthermore, TurboTax has joined forces with our sister company, Credit Karma, so that your Refund Advance is quickly delivered into a free-to-open, Credit Karma Money™ Spend checking account 2 that comes with many benefits including, no penalties, no minimum account balances 3, and no ATM fees at 55,000 Allpoint® locations nationwide 4. You may be wondering, how can TurboTax do this at no-cost? Simply put, this is just one of the many perks TurboTax offers exclusively to our customers. To ensure you can get the money you need, the maximum Refund Advance amount available is $4,000. If you file with TurboTax Online, while Refund Advance is still available, and have a Federal refund of at least $500 and meet other eligibility requirements, you may be able to get a Refund Advance instantly after IRS e-file acceptance.
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